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"Great job selling our house in La Quinta! "Your listing and pricing strategies worked perfectly, and I'm still amazed that we got a full-price offer." Gordon Mayer Read Quote > View All Quotes >
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Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes. Use this website if you are Interested in the current Bank Owned Homes market in the La Quinta area, or New Homes in the area? Need expert advice? No web site, large or small, can take the place of a top REALTOR®. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job. Contact me with confidence…I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. I want to be YOUR REALTOR®. Let's find the best home in the area you want within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As a top REALTOR® specializing in fine La Quinta golf home communities, I have the experience and track record you are looking for. Please let me help. - Susan Eidler
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Closing or Settlement >The Good Faith Estimate
When you buy a home, you will pay "closing costs" in addition to the down payment. These costs include the "points" you pay on your mortgage loan, title and hazard insurance, the title search, legal fees, and other charges imposed by the lender. These charges vary by state and county, but they usually represent a considerable amount of money.
Your real estate agent can tell you about the closing costs in your area. Ask your agent for some general figures when you begin your search for a new home, and use this information as a guideline. When you apply for your loan, the lender is required to provide you with a "good faith" estimate of the closing costs. The lender's good faith estimate is usually close to the actual amount, since the sales contract will have the price and terms of your new home spelled out. As the closing approaches, your real estate agent will give you a final figure for the check that you will bring to the closing table.
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| Q |
What is considered the primary factor distinguishing buyers of prestigious properties from the average home buyer?
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| A |
Financing doesn't worry these buyers; they often put down 40 percent or more or pay cash for a property |
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